Insight

• Ikiodiete George
• 4 Min Read

Top 10 Money-Making Apps In Nigeria For 2025

Looking for legit ways to make money with your smartphone in Nigeria in 2025? The good news is that several reliable apps now pay Nigerians real money for simple tasks like answering surveys, watching videos, posting content, or performing social media engagements.

In this article, we’ve carefully curated the top 10 money-making apps in Nigeria that are trusted, payout consistently, and allow you to earn in Naira or Dollars—some directly to your bank account or fintech wallet.

Top 10 Legit Money-Making Apps in Nigeria (2025)

1. Konnect.Africa – Nigeria’s Reward-Powered Social Platform

Konnect is Nigeria’s most dynamic social and task-based platform that pays users for creating blog posts, engaging in discussions, and referring friends.

• Earn for: Posting content, comments, referrals, daily visits, likes
• Pay Rate: Up to $0.35 per 1,000 views
• Payout: Directly to your Nigerian bank account
• Minimum Withdrawal: $5

Why It’s #1: Konnect is homegrown, dollar-based, and highly rewarding for both creators and everyday users.

2. Opay Tasks – Earn as You Use

Opay isn’t just a digital wallet—it now features task-based earnings, cashback on airtime, and referral bonuses.

• Earn from: Completing tasks, inviting friends, using services
• Payout: Opay wallet or linked bank account
• Bonus: Up to ₦1,200 per referral

3. ySense – Global Earning Opportunities

Previously ClixSense, ySense offers surveys, paid tasks, and affiliate earnings to Nigerians.

• Payout: Payoneer, Skrill, PayPal
• Minimum Payout: $5
• Good For: Students and freelancers

4. PalmPay – Cashbacks & Bonuses

PalmPay rewards you with discounts, daily spins, and referral bonuses when you use the app to pay bills or send money.

• Payout: To wallet or bank
• Bonus Per Referral: ₦600 – ₦1,000
• Great For: Everyday mobile users

5. Swagbucks – Earn in Dollars

One of the world’s most trusted money-making platforms, Swagbucks pays you to watch videos, take surveys, and more.

• Payout: PayPal, Amazon gift cards
• Bonus Tip: Use VPN to access full features from Nigeria

6. Chipper Cash – Instant Referral Earnings

Chipper Cash is a fintech app that rewards users for inviting others, with bonuses up to ₦1,000 per referral.

• Payout: Chipper Wallet
• Currency: Naira and USD
• Extra: You can also trade crypto

7. Honeygain – Get Paid for Your Internet

Turn your unused internet into cash with Honeygain.

• Earnings: $1 – $50/month depending on bandwidth shared
• Payout: PayPal or BTC
• Passive Income: Yes

8. Taptap Send – Bonuses for Inviting Friends

A money transfer app that rewards users with bonuses up to ₦1,200 per referral.

• Bonus: When your referral sends money
• Payout: Directly to your bank
• Low Effort: Invite & earn

9. Toluna Influencers – Share Opinions, Get Paid

Toluna is a global survey platform where you earn points for completing surveys and polls.

• Payout: Gift cards or PayPal
• Minimum Payout: 30,000 points ($10)
• Best For: Consistent survey takers

10. Triaba Nigeria – Quick Surveys

A trusted Nigeria-based survey panel where you can earn in naira or dollars depending on your setup.

• Payout: PayPal or bank (via agents)
• Surveys per week: 1–3
• Earnings per survey: ₦100 – ₦500

FAQs – Best Money-Making Apps in Nigeria (2025)

1. Which money-making app pays directly to a Nigerian bank account?

Konnect, Opay, PalmPay, and Triaba Nigeria all pay directly into local bank accounts.

2. Can I earn in dollars in Nigeria?

Yes. Apps like Konnect, ySense, Swagbucks, and Honeygain pay in USD.

3. Which app is best for students?

Konnect, ySense, and PalmPay are great for students looking to earn during free time.

4. Is it safe to use these apps?

Yes—these apps are trusted, and thousands of Nigerians are earning with them already. Always avoid apps asking for upfront payment.

5. Do I need a VPN to use these apps?

Only Swagbucks may need a VPN for full access. Others work perfectly in Nigeria.

Conclusion: Make 2025 Your Most Profitable Year Yet

There’s never been a better time to make money from your smartphone. With legit platforms like Konnect, PalmPay, and ySense, earning extra cash has never been easier, even if you’re a student, stay-at-home parent, or job seeker.

Start with Konnect for passive earnings from your content, then add other apps like Opay and Triaba for bonus income. Consistency is key — the more tasks you complete, the more you earn.

Ready to earn real money in 2025? Download one of these apps and start now. Your smartphone is your new side hustle!