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Ikiodiete George
- 4 Min Read
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Top 10 Apps To Make Money In Nigeria For 2025
Making money online in Nigeria is now easier than ever. With just your smartphone, you can earn real income through writing, referrals, surveys, freelance gigs, and even short videos. But with so many apps out there—many of them scams—how do you know which ones are legit?
We’ve done the research for you. Here are the Top 10 money-making apps in Nigeria for 2025, with Konnect proudly at number one for its unique, reliable, and beginner-friendly income system.
1. Konnect.Africa – Best Social Blogging App That Pays in Naira
Konnect is a Nigerian-made platform that combines social networking with blogging and discussion forums. It’s designed for creators—writers, students, affiliate marketers, YouTubers, and everyday Nigerians—to earn money through their content.
How You Earn on Konnect:
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₦50 per blog post (up to 100 views)
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₦500 per 1,000 views (RPM program)
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₦2 per comment
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₦0.5 per upvote
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₦10 daily login reward
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₦50 per referral
What makes Konnect unique?
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100% legit and pays in Naira
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Free to join — no investment required
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Perfect for beginners
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Boosts traffic to your YouTube, business, or affiliate links
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Great passive income opportunity for consistent writers
Best For: Writers, content creators, affiliate marketers, students
2. Opay – Make Money with Cashback and Referral Bonuses
Opay is more than just a fintech app. It offers bonuses for referrals, cashback for transactions, and rewards for using services like bill payments, transfers, and airtime purchases.
Earning Options:
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Referral bonuses
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Agent commissions (POS business)
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Cashback on services
Best For: POS agents, mobile bankers, and everyday users
3. Jumia Affiliate Program – Earn by Promoting Products
If you're active on WhatsApp, Facebook, or YouTube, Jumia’s affiliate program is a great way to earn by promoting products.
How You Earn:
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Share your unique affiliate link
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Earn commissions when people buy through your link
Best For: Affiliate marketers, influencers, bloggers
4. TikTok – Earn Through Brand Deals and Traffic
TikTok doesn’t pay users directly in Nigeria, but many Nigerian creators earn money via brand promotions, affiliate links, and live gifts.
Earning Options:
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Sponsored content
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Affiliate marketing
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Donations from fans during live sessions
Best For: Short-form video creators and entertainers
5. YouTube – Monetize Your Passion
YouTube remains one of the best platforms for long-term content income. Once you hit 1,000 subscribers and 4,000 watch hours, you can monetize with AdSense.
Earning Options:
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Ads
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Sponsorships
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Product promotions
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Affiliate links
Best For: Video creators, vloggers, educators
6. Fiverr – Freelance Your Skills Globally
Fiverr connects Nigerian freelancers to global clients. If you can write, design, voice-over, or code, you can start earning.
Best For: Freelancers with digital skills
7. PalmPay – Get Rewards for Daily Transactions
PalmPay is similar to Opay and provides reward points and referral bonuses. You can also earn as an agent by offering payment services.
Best For: Mobile banking users and POS agents
8. Swagbucks – Earn by Taking Surveys and Watching Videos
Swagbucks pays you in points (SB), which you can redeem for PayPal cash or gift cards. While earnings are modest, it’s a legit side hustle app.
Best For: Students and part-time earners
9. Clickworker – Micro-Tasks for Quick Income
This app allows you to earn from small jobs like writing, surveys, research, and more. All you need is a phone and internet.
Best For: Those with flexible time and attention to detail
10. Branch – Earn Interest and Refer to Win
Branch isn’t just a loan app. It lets you invest, earn interest, and win cash through referrals. It's an underrated way to grow your money.
Best For: Mobile investors and referral marketers
Summary Table: Best Money-Making Apps in Nigeria (2025)
Conclusion: Start Earning With What You Already Have
You don’t need a laptop, huge capital, or 10,000 followers to make money online in Nigeria. With your smartphone, consistency, and creativity, these top 10 apps can help you earn real income daily, weekly, or monthly.
If you’re just getting started and want a zero-risk platform, Konnect is the #1 choice. It rewards you for sharing your ideas, building your brand, and connecting with others.
Join Konnect today and let your content work for you.
