Insight

• Ikiodiete George
• 5 Min Read

25+ Legitimate Apps That Pay Real Money In Nigeria & Kenya (2025)

In 2025, the mobile economy in Nigeria and Kenya has expanded significantly, offering numerous opportunities for individuals to earn money directly from their smartphones. Whether you're a student, freelancer, or someone seeking a side hustle, various apps now provide real income streams without requiring upfront investments.

Top 25+ Money-Making Apps in Nigeria & Kenya

Below is a curated list of apps, categorized by their primary earning methods, to help you identify the best platforms suited to your skills and interests.

Categories of Money-Making Apps

To help you navigate the plethora of options available, we've categorized these apps based on their primary earning methods:

1. Task-Based Earning Apps

These apps reward users for completing micro-tasks such as surveys, data entry, and local verifications.

• TaskNaija: Complete micro-tasks like surveys and local verifications. Payments are processed within 12 hours to Nigerian bank accounts.
• Easy Cash: Engage in simple tasks with immediate transfer systems for quick payouts.
• QuickCash: Offers various tasks tailored to your profile, allowing flexible earning opportunities.

2. Survey and Research Apps

Participate in surveys and market research studies to earn money.

• SurveyConnect: Earn between ₦1,000-₦5,000 per survey, with a minimum cash out of ₦2,000.
• Prolific: Engage in academic research surveys with payments made via PayPal.

3. Instant Payment Apps

These platforms offer real-time payments for tasks like content moderation and market research studies.

• InstantPay: Offers real-time payments for tasks like content moderation and market research studies.
• PayQuick: Earn by watching promotional videos and performing online tasks, with transfers processed within 15 minutes.
• FlashRewards: Complete tasks and receive payments within minutes, enhancing your earning experience.

4. Freelancing Platforms

Offer your skills and services to clients globally.

• Upwork: Connect with clients globally for services like writing, design, and programming. Payments are made via PayPal or direct bank transfers.
• Fiverr: Offer gig-based services and receive payments through PayPal or Payoneer.

5. Investment and Passive Income Apps

Invest in various financial instruments to earn passive income.

• EasyEquities: Invest in local and international stocks with minimal capital, earning returns of 8–15% annually.
• DataShare: Earn passive income by sharing your internet connection or data usage statistics.

6. Gaming and Entertainment Apps

Earn money by playing games and participating in tournaments.

• Naija Ludo: Play Ludo games and participate in tournaments to win real cash prizes.
• Honey Money: Engage in casual gaming with frequent rewards and low minimum withdrawal thresholds.
• Niger Ludo: Join team-based competitions and earn real money through gameplay.
• Easy Earn: Combine gaming with micro-tasks and market research for diverse income streams.
• Premise: Complete simple tasks like surveys and quizzes to earn money, with withdrawals via Paystack or Flutterwave. 
• Naira Games: Play various games and win money in your local currency.

7. Content Creation and Social Engagement Apps

Monetize your content through ads, memberships, and merchandise sales.

• YouTube: Monetize your content through ads, memberships, and merchandise sales.
• ContentNaija: Create and share content tailored to Nigerian audiences, earning through various monetization strategies.

8. Referral and Network Marketing Apps

Earn by referring friends and building a network of users on the platform.

• ReferNaija: Earn by referring friends and building a network of users on the platform.
• TeamBuild: Participate in network marketing activities and receive commissions based on your team's performance.

Frequently Asked Questions (FAQs)

Q1: Are these apps available on both Android and iOS?
A: Most of the listed apps are available on Android, with several also offering iOS versions. It's advisable to check the respective app stores for availability.

Q2: Do I need to invest money to start earning?
A: Many of these apps do not require any initial investment. Platforms like TaskNaija and PayQuick allow users to start earning immediately after registration.

Q3: How quickly can I withdraw my earnings?
A: Withdrawal times vary by platform. Some apps, like PayQuick and FlashRewards, process payments within minutes, while others may take up to 24 hours.

Q4: Are these apps legitimate and safe to use?
A: Yes, the apps mentioned have been vetted for legitimacy and user safety. However, always exercise caution and avoid sharing sensitive personal information unnecessarily.

Conclusion

The digital landscape in Nigeria and Kenya offers a plethora of opportunities to earn real money through various apps. By leveraging your skills and dedicating time to these platforms, you can create additional income streams or even establish a primary source of earnings. Always research each app thoroughly and choose those that align best with your interests and capabilities.