Insight

• Ikiodiete George
• 4 Min Read

10 Awesome Money-Making Apps In Nigeria That Pay Directly Into Your Bank Account: Have Fun, Earn Real Money

Tired of wasting time on your phone without making money? You’re not alone. In 2025, more Nigerians are earning real cash through money-making apps by simply completing tasks, referring friends, posting content, or playing games—all with direct bank withdrawals.

We’ve handpicked the 10 best legit money-making apps in Nigeria that actually pay, including the groundbreaking platform, Konnect, that tops our list.

Summary Table – Top 10 Apps That Pay in Nigeria

1. Konnect – Best Social Task App in Nigeria

Konnect, powered by Lucretia Technologies Ltd, is a game-changer in Nigeria’s digital economy. It rewards users for engaging in meaningful discussions, posting content, commenting, referring friends, and getting views on their posts.

Ways to Earn on Konnect:

• Revenue per post, view, upvote, comment, and referral
• Daily visit rewards
• RPM program: $0.35 per 1,000 views after reaching 100 content items and 10,000 total views

Why Konnect Rocks:

• Pays in dollars, withdraws in naira directly to your bank
• Encourages smart content creation and interaction
• Legit, transparent, and consistent payments

Potential Earnings: $10–$50 monthly or more, depending on your activity level.

2. Premfield – Easy Task-Based Earnings

A Nigerian GPT (Get Paid To) platform where users can earn money from surveys, offers, and simple tasks.

• Withdrawal Method: Direct bank deposit
• Minimum Withdrawal: ₦1,000
• Earning Tip: Join daily and weekly challenges for bonuses

3. Swagbucks – Trusted Global Survey Platform

Though based internationally, Swagbucks is widely used in Nigeria via PayPal or virtual cards.

• Earn from: Surveys, offers, watching ads, playing games
• Withdrawal Method: PayPal (link with Nigerian bank through Domiciliary or Barter)
• Bonus: $5 signup bonus

4. Givvy – Play Games, Win Real Money

If you love casual gaming, Givvy rewards you for simply having fun.

• Ways to Earn: Games, lucky spins, check-ins
• Earning Speed: Daily cashouts possible
• Payouts: Coinbase or PayPal

5. Taptap Send – Invite & Earn App

Taptap Send pays you ₦1,000 or more for every person you refer who sends money using the app.

• Used by diaspora to send money to Nigeria
• Zero sending fees
• Direct payment to Nigerian bank

6. Surveytime – Instant $1 per Survey

This platform sends frequent, well-paid surveys to your email.

• Flat $1 per completed survey
• Instant withdrawal to PayPal or Coinbase
• Earnings Tip: Complete profile for more surveys

7. Toloka – Do Tasks, Get Paid in USD

Toloka, by Yandex, offers remote tasks like image labeling, short surveys, and content review.

• Payout Methods: PayPal, Skrill
• Flexible work hours
• Great for students and stay-at-home users

8. Field Agent – Get Paid for Local Activities

Take photos, answer questions at stores, or review businesses.

• Payouts per task: ₦500–₦5,000
• Locations: Lagos, Abuja, PH, major Nigerian cities
• App Tip: Turn on location and notifications

9. BuzzBreak – Earn by Reading and Watching

Get rewarded for consuming daily content.

• Tasks: Read news, watch videos, spin wheel
• Payouts: To PayPal or bank via third-party apps
• Minimal effort needed

10. PollPay – Smooth & Reliable Survey App

PollPay connects you with international survey providers and pays instantly.

• Withdrawal Threshold: $3–$5
• Payout Method: PayPal
• Great user interface and high trust rating

FAQs – Money-Making Apps in Nigeria

Are these apps legit?

Yes. All apps listed here are tested, user-approved, and pay directly into Nigerian bank accounts or wallets.

How do I get paid in Nigeria from PayPal-based apps?

Use a Barter virtual card, Payoneer, Grey.co, or a dollar domiciliary account linked to your bank.

Can I use multiple apps at once?

Absolutely! Many users maximize earnings by combining 3–5 apps daily.

Do I need to invest money to earn?

No. All apps listed are completely free to join and use.

Final Thoughts: Earn Legit Money from Your Phone

Gone are the days when your phone was only for scrolling. With platforms like Konnect, Swagbucks, and Toloka, you can now turn your time online into real cash—paid directly to your Nigerian bank account.

Start with Konnect today to build your content profile and grow your earnings fast.